Insurance for straight trucks-box trucks and delivery vehicles.

It is sometimes hard to find the right insurance for straight trucks or box trucks.

Transportation brokers and agents all submit your information to a very small handful of wholesalers who in turn contact the same insurance companies that don't want any more commercial auto liability policies to start with.
Commercial Insurance Agencies has a couple of different choices for you and companies that will issue a policy the same day in most cases.

Call (855) 820-8321 to discuss getting insurance for your straight or box truck from 1-40 vehicles.

Commercial Insurance Agencies will work harder than anyone to earn and retain your trust, so give it a try today! We have been doing so for over 36 years and look forward to helping your company. 

 COVERAGE’S In most states, auto liability coverage is mandatory. All other coverage’s are optional. If your truck is leased or financed, you may be required to buy certain coverage limits. Talk through your insurance needs with your independent agent or broker to be certain you have the coverage’s you need. 

 › Collision Collision coverage pays for damages if your vehicle overturns or if it collides with another vehicle or object. Collision coverage is subject to a deductible amount that you choose. The most frequently selected deductible amount is $500. Select a deductible amount that you are comfortable with – if there is a Collision claim on your policy, this will be the amount you’ll generally be required to pay. 

 › Comprehensive Comprehensive coverage pays for damage caused by an event other than a car collision, such as fire, theft, vandalism, hail or flood. Comprehensive also covers damage from hitting an animal and covers the cost of a rental if your car is stolen. Comprehensive coverage is also subject to a deductible amount – usually the same amount you choose for Collision coverage. 

 › Liability Bodily Injury and Property Damage (BI/PD) liability covers your legal liability, up to the limits you select, for damages caused in a covered vehicle accident. If we cover an accident for which you’re sued, we pay for a lawyer to defend you. You choose your liability limits as either Split Limits or a Combined Single Limit (CSL). Split Limits divide Bodily Injury liability limits per person and per accident. (For example, $100,000/$300,000 means that we will pay for up to $100,000 for Bodily Injury liability per person in a covered crash and up to $300,000 per crash.) For Property Damage, we pay up to the limit you select per accident. CSL combines your liability coverage into one total limit per accident ($300,000). 

 › Personal Injury Protection Personal Injury Protection (PIP) is available in certain states and is commonly referred to as “no-fault insurance.” PIP covers your medical bills and often lost wages. PIP usually also covers the cost of personal services you must pay someone else to do for you as a result of a car accident. › Medical Payments Medical Payments coverage applies no matter who is at fault and covers the cost of reasonable and necessary medical care provided to you as a result of a car accident.

› Uninsured/Underinsured Motorist Uninsured/Underinsured Motorist coverage pays for damages that you are legally entitled to recover for your bodily injury. In general, this coverage provides what you would have received from the other person’s insurance company if that person had insurance. This coverage may also protect you if the person who caused the damage does not have enough insurance.

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